Fees & Charges

Rates & Fees

We do not charge any fees for using our services. We are not direct lenders but simply connect you with participating lenders within our network based on the information provided in your application. We do not make lending decisions and do not control loan fees, interest rates, Annual Percentage Rates (APR), or repayment terms. The fees and rates associated with your loan will vary based on several factors, including the lender’s underwriting criteria and your individual qualifications. These details will be fully disclosed by your lender before you accept any loan offer.

Please carefully review all information provided by your lender, including the loan amount, fees, APR, repayment terms, and all other applicable conditions. You are under no obligation to accept a loan offer until you review and agree to the lender’s terms. If you have any questions or concerns regarding your loan amount, fees, interest rate, or repayment terms, please contact your lender directly. We expressly disclaim any responsibility or liability related to your loan agreement or any representations made by participating lenders.

Financial Rudiments

Be Careful With Your Debt

The accumulation of debt is an increasing concern for many people. It is important to understand your financial obligations so you can begin to take control of your finances. Write down all of your debts, including rent or mortgage payments, auto loans, credit cards, student loans, insurance, medical bills, and any other recurring expenses. Seeing everything in one place can help you better manage your finances.

If you are having difficulty making payments, contact your creditors and let them know you are working toward repayment. Many companies are willing to work with customers to develop a manageable repayment plan. Taking action early is often the first step toward improving your financial situation.

Other Steps You Can Take to Help Protect Your Information Online

  • Do not send sensitive personal information to us by email. Instead, use our secure contact form whenever possible.
  • Keep your web browser up to date. Most browsers release regular security updates that should be installed as soon as they become available.
  • Keep your antivirus software up to date and make sure your computer’s firewall protection is always enabled.
  • Choose strong passwords using a combination of uppercase letters, lowercase letters, numbers, and special characters. Do not share your passwords with others.
  • Avoid using the same password across multiple websites. Using unique passwords helps reduce the risk if one account is compromised.
  • We recommend reviewing your credit report and credit score at least once a year to verify the accuracy of your information and help detect potential identity theft or unauthorized activity.